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I’ve never once had an issue with an Amazon refund or return in the US besides forgetting to mail my return back, and I use shopping to self medicate my depression.
“Therapy shopping”
It may not be the most financially responsible thing, but sometimes I just don’t give a damn because it helps to do something nice for yourself.
Did I need to buy my PS5 without saving for it? Probably not. Do I regret it over a year later? Not even a little. It made me happy to buy it, it makes me happy to play it, and I would do it again if given the choice