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I don’t care if companies speculate or if they make a profit.
Well…I don’t see any interests arriving on my end. At best maybe 0.25%
Meanwhile 2nd yacht or whatever.You can get much better rates if you are willing to lock your savings in for at least few months. Short term treasury bonds are 4-5% right now.
And if I don’t like Visa or MasterCard, I can use Discover or American Express. In fact, I don’t like MasterCard (got caught sharing data with Google), so I switched to other cards (probably just as bad, but it’s about sending a message).