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From wikipedia
Zelle (/zɛl/) is a United States–based digital payments network run by a private financial services company owned by the banks Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo.
So PayPal does not seem to own an interest in Zelle, but the group of owners isn’t necessarily better than PayPal.
It’s capital all the way down, man.